Executor & Nominated Person Terms

These terms apply to you if someone has nominated you to receive access to their Inherit Vault ("the vault owner"), and you accept that nomination or use any access we grant you. They are a contract between you and Inherit Vault Ltd, a company registered in England and Wales, company number 17403417, registered office Suite A, 82 James Carter Road, Mildenhall, Suffolk, IP28 7DE.

1. YOUR ROLE

1.1 You are acting for the vault owner and, after their death, for their estate, not for us. Nothing in these terms makes you our agent or employee, makes us a party to the administration of any estate, or transfers any responsibility of an executor, administrator, or attorney to us.

1.2 We provide access to information the vault owner chose to store. We have no knowledge of, and give no assurance about, its accuracy, completeness, or currency, and nothing disclosed to you is advice from us. 1.3 Where disclosed information describes cryptoassets, digital wallets, seed phrases, private keys, or similar, disclosure to you is of that information only. We do not custody, transact in, or guarantee your ability to access or recover any cryptoasset, and nothing disclosed to you is investment advice. Cryptoassets are volatile and largely unregulated in the United Kingdom; you should exercise appropriate care, including taking your own professional advice, before acting on information about them. 1.4 You confirm that you are at least 18 years old and legally capable of accepting these terms. If you are not, you must not accept these terms or use any access we grant, and a parent, guardian, or other person able to act for you may need to make separate arrangements with us.

2. TRUTHFULNESS AND VERIFICATION

2.1 Every piece of information and every document you provide to us must be genuine, accurate, and yours to provide. Submitting a false or altered document (including a death certificate or identity document) may be a criminal offence. We may refuse or revoke access, preserve evidence, and report the matter to authorities.

2.2 Any access is subject to our verification process, which may include documentary checks, identity checks, waiting periods, notification of other interested persons, and human review. We do not guarantee timescales. We may refuse, pause, or revoke access where verification fails, where we reasonably suspect fraud, where entitlement is disputed, or where the law or a court order requires. 2.3 Where entitlement to access is disputed between interested persons, we will tell you what would allow us to proceed, such as a grant of probate, a court order, or a written agreement between the disputing parties, but we are not obliged to adjudicate the dispute ourselves and may require it to be resolved, or evidenced, before we act.

3. YOUR USE OF DISCLOSED INFORMATION

3.1 Information disclosed to you is confidential. You may use it only for lawful purposes connected with the vault owner's wishes and the administration of their affairs or estate, and you must not disclose it further except where those purposes or the law require.

3.2 Access to information confers no ownership of, or entitlement to, any asset it describes. The distribution of an estate is governed by law and any valid will, not by the contents of a vault.

4. YOUR ACCOUNT

Keep your credentials and second-factor device secure; you are responsible for activity under your access. Tell us immediately if you believe it is compromised.

5. SECURITY

We maintain administrative, technical, and organisational measures designed to protect the Service and the information disclosed to you, appropriate to its sensitivity. No system is completely secure, and we do not guarantee that unauthorised access or a security incident will never occur. If a security incident affecting your personal data occurs, we will act in accordance with our Privacy Policy and applicable law, including notifying you and, where required, the Information Commissioner's Office, without undue delay.

6. CHARGES

We do not currently charge nominated persons for access. If that changes, charges will be notified before they apply to you.

7. OUR LIABILITY

7.1 Nothing excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot lawfully be excluded.

7.2 Subject to that, we are not liable for: the accuracy or consequences of the vault owner's content; delay or refusal of access arising from verification, disputes, or legal process; indirect or consequential loss; or acts, omissions, downtime, or failure of third-party providers we rely on to deliver the Service, except to the extent caused by our own failure to exercise reasonable care in selecting or overseeing them. Our total liability to you is limited to £100.

8. YOUR INDEMNITY TO US

8.1 You will compensate us for any loss, liability, cost, or expense, including reasonable legal fees, that we suffer as a result of: (a) your breach of these terms; (b) a false, altered, or misleading document or statement you provide us, including under clause 2.1, that you knew, or ought reasonably to have known, to be false, altered, or misleading; (c) your unlawful use or further disclosure of information disclosed to you, including under clause 3; (d) your fraud or wilful misconduct; or (e) a claim brought against us by a third party, including the vault owner's estate or another interested person, arising from any of the above.

8.2 This clause 8 does not apply to the extent a loss arises from our own breach of these terms, negligence, or wilful default. 8.3 Our right to be compensated under this clause 8 is limited to our reasonable, directly caused loss, evidenced to a reasonable standard, and does not extend to indirect or consequential loss.

9. FORCE MAJEURE

9.1 Neither party is liable for any failure or delay in performing its obligations under these terms caused by events beyond its reasonable control, including acts of God, war, pandemic, industrial action, or failure of internet, telecommunications, or third-party infrastructure, provided the affected party notifies the other as soon as reasonably practicable and uses reasonable efforts to mitigate the effect.

9.2 Where a force majeure event under this clause delays verification or disclosure under clause 2, we will take reasonable steps to keep you informed and to resume the process as soon as reasonably practicable.

10. DATA PROTECTION

10.1 Once information is disclosed to you, you become an independent controller of any personal data it contains, and you must comply with UK data protection law, including UK GDPR, in your own use of it.

10.2 We remain the controller of personal data we hold about you as a nominated person, as described in our Privacy Policy.

11. GENERAL

11.1 We may update these terms with reasonable notice.

11.2 If any part of these terms is found unenforceable, the rest continues in force. A failure to enforce a right is not a waiver of it. 11.3 We may assign this agreement to a successor of our business; you may not assign it. No third party has rights under this agreement (Contracts (Rights of Third Parties) Act 1999). 11.4 These terms are governed by the law of England and Wales and subject to the jurisdiction of its courts, save that consumers resident elsewhere in the UK may bring proceedings in their local courts. Contact: support@inheritvault.com.

Questions? Contact support@inheritvault.com.