Executor & Nominated Person Terms

Draft, not yet legally reviewed. This is placeholder text describing the shape of this policy. It has not been reviewed or approved by a solicitor and should not be treated as final until it has been. Version: 2026-07-30-draft-1.

DRAFT FOR SOLICITOR REVIEW, this document is a working draft and is not yet legally binding.

These terms apply to you if someone has nominated you to receive access to their Inherit Vault ("the vault owner"), and you accept that nomination or use any access we grant you. They are a contract between you and Inherit Vault Ltd (company number [COMPANY NUMBER], registered office [REGISTERED OFFICE]).

1. YOUR ROLE

1.1 You are acting for the vault owner and, after their death, for their estate, not for us. Nothing in these terms makes you our agent or employee, makes us a party to the administration of any estate, or transfers any responsibility of an executor, administrator, or attorney to us.

1.2 We provide access to information the vault owner chose to store. We have no knowledge of, and give no assurance about, its accuracy, completeness, or currency, and nothing disclosed to you is advice from us.

2. TRUTHFULNESS AND VERIFICATION

2.1 Every piece of information and every document you provide to us must be genuine, accurate, and yours to provide. Submitting a false or altered document (including a death certificate or identity document) may be a criminal offence. We may refuse or revoke access, preserve evidence, and report the matter to authorities.

2.2 Any access is subject to our verification process, which may include documentary checks, identity checks, waiting periods, notification of other interested persons, and human review. We do not guarantee timescales. We may refuse, pause, or revoke access where verification fails, where we reasonably suspect fraud, where entitlement is disputed, or where the law or a court order requires.

3. YOUR USE OF DISCLOSED INFORMATION

3.1 Information disclosed to you is confidential. You may use it only for lawful purposes connected with the vault owner's wishes and the administration of their affairs or estate, and you must not disclose it further except where those purposes or the law require.

3.2 Access to information confers no ownership of, or entitlement to, any asset it describes. The distribution of an estate is governed by law and any valid will, not by the contents of a vault. 3.3 You are solely responsible for what you do with disclosed information, and you will compensate us for losses we suffer as a result of your unlawful use of it.

4. YOUR ACCOUNT

Keep your credentials and second-factor device secure; you are responsible for activity under your access. Tell us immediately if you believe it is compromised.

5. CHARGES

We do not currently charge nominated persons for access. If that changes, charges will be notified before they apply to you.

6. OUR LIABILITY

6.1 Nothing excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot lawfully be excluded.

6.2 Subject to that, we are not liable for the accuracy or consequences of the vault owner's content, for delay or refusal of access arising from verification, disputes, or legal process, or for indirect or consequential loss; and our total liability to you is limited to £100.

7. GENERAL

We may update these terms with reasonable notice. They are governed by the law of England and Wales and subject to the jurisdiction of its courts (consumers resident elsewhere in the UK may sue locally). Contact: support@inheritvault.com.

Questions? Contact support@inheritvault.com.